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Title Insurance Tips

 Did you know?

  • Title insurance also protects against forgery and fraud in the chain of ownership.
  • But you should always keep a copy of your title insurance policy handy; you never know what you might need to refer to it.
  • You need to know the difference between standard and extended coverage to choose the right title insurance for your needs.
  • As the property market evolves, so the title insurance needs. Stay informed to keep your coverage relevant.
  • Unlike other types of insurance, title insurance premiums are paid once at closing, and provide coverage for as long as you own the property.

Did you know?

  • You need to be aware the title insurance doesn’t replace a home inspection both are essential for your protection.
  • You should keep an eye on local property laws that might affect title insurance requirements and coverage.
  • Make sure your title insurance covers any conflicting boundary surveys that could arise.
  • Always disclose any unknown issues with your properties title when selling. Transparency is key to a smooth transaction.
  • Ensure your title insurance covers both ownership claims from relatives or previous owners and undisclosed heirs. 

Did you know?

  • In competitive markets, being pre-approved for title insurance can make your offer more attractive to sellers.
  • Title insurance is Bible for dealing with any pre-existing rights or claims not evident in public records.
  • Always conduct a thorough title search to uncover any hidden liens or disputes that could affect your property transition.
  • Regularly review your title insurance coverage to ensure it meets your current needs and any new legal requirements
  • You need to ask for a copy of the title abstract and review it carefully. Understanding the history of your property is crucial.

Did you know?

  • Title insurance is a one time fee pay at closing and not an ongoing expense
  • Double check that your title insurance policy covers access right issues. You don’t want to find out the driveway isn’t legally yours!
  • Enhanced title insurance covers more than the basics consider it for peace of mind against unexpected title issues.
  • You should update your title insurance coverage if you make significant changes to your property, like major renovations.
  • Errors like public records, like incorrect names, or addresses, are covered by your title insurance.
  • Title searches can reveal if your previous owners conduct illegal renovations, impacting your future plans.
  • Even New construction needs title insurance to protect it against claims on the land prior to development.

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